Just wondering which bank other Canadian students here have been getting their line of credit from? I'm thinking of going with BMO because the other ones all do prime + 1% interest for foreign schools and BMO seems to be stating just prime as well as not having to repay the principle amoun until a full year after graduation. I know that Scotia and TD and RBC as well offer this exact package but I think it only applies to schools within Canada (the BMO one might apply to schools within Canada as well but their website does not make the distinction).

Are there any advantages to going with a specific Canadian bank for your LOC while in St. Kitts?

And assuming that you are getting OSAP + living off-campus (not in the designated shared dorms), how much do you borrow from the LOC per year? Thanks