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  1. #1
    romdoc's Avatar
    romdoc is offline Senior Member 510 points
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    tuition question please

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    hello,

    I just received my acceptance package and it says that $4,000 are due by October 1st and the rest of the tuition is due on December 1st. Can that be possible? I plan to apply for federal and private loans, are these funds disbursed to me before December 1st? Also what private loan company would one recommend, considering my credit score is 780 and I dont want to use a cosigner unless I have to.

    thanks.

  2. #2
    dvp95 is offline Member 511 points
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    Im guessing this is for the January class, correct? You technically dont have to pay the $4000 deposit, well at least from your own pockets. All you have to do is pay the initial $1000 deposit then the rest is taken from your loans. St. George's recommends the ed-invest alternate loan which will give you the rest of the money you need to attend. And all you need is a credit score of 650+ to not need a cosigner, so you are fine.

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    kanadaMD is offline Junior Member
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    wierd

    huh,
    I need $1000 by Sept 1 and $2000 by Oct 1 (for Jan)
    Maybe it depends on when we were accepted?? (May 18)
    I haven't seen anything for myself that resembles $4000

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    dvp95 is offline Member 511 points
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    Yeah mine said $2000 also, but when I called them they said that it was $4000 but then said that I dont really have to pay it because it comes out of the loans anyways. Just the initial $1000 is needed.

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    IndianBabu's Avatar
    IndianBabu is offline Senior Member 510 points
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    Quote Originally Posted by romdoc
    hello,

    I just received my acceptance package and it says that $4,000 are due by October 1st and the rest of the tuition is due on December 1st. Can that be possible? I plan to apply for federal and private loans, are these funds disbursed to me before December 1st? Also what private loan company would one recommend, considering my credit score is 780 and I dont want to use a cosigner unless I have to.

    thanks.
    A score of 780 is enough for most companies out there. Ed-Invest will definately qualify you WITHOUT a cosignor, but its probably not your 'best' company to go with if you're an American citizen.

    Good luck with loans,

    IndianBabu
    SGU SOM, Class of 2009
    An ex-samosa technician with a big heart from Canada.

  6. #6
    Rico's Avatar
    Rico is offline Senior Member
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    Quote Originally Posted by IndianBabu
    A score of 780 is enough for most companies out there. Ed-Invest will definately qualify you WITHOUT a cosignor, but its probably not your 'best' company to go with if you're an American citizen.
    Good luck with loans,
    IndianBabu
    Hey Buddy,

    I went with RBC, out of curiosity, which company or bank did you use?

    Rico

  7. #7
    thebegonia is offline Member
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    Quote Originally Posted by IndianBabu
    Ed-Invest will definately qualify you WITHOUT a cosignor, but its probably not your 'best' company to go with if you're an American citizen.
    Why do you say that?
    Do or do not... there is no try. - Yoda

  8. #8
    Dr.Masr is offline Member
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    Quote Originally Posted by thebegonia
    Why do you say that?
    because some of the banks have better rates, but not all banks will fund offshore students. i personally went through Key Bank's MedAcheiver loan. had a much better rate and none of that origination fee stuff.
    **-Biology-University at Albany, State University of New York 2004
    SGU School of Medicine, Class of 2009

  9. #9
    thebegonia is offline Member
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    origination fee??
    Do or do not... there is no try. - Yoda

  10. #10
    jaywalk81 is offline Useless Guru 521 points
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    remember there is also a finacial aid forum on VMD

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