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Thread: pet insurance

  1. #1
    drwanna is offline Member 510 points
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    pet insurance

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    Hi there,

    I'm hoping to bring my puppy next term, but my pet insurance only covers me for UK. Can anyone recommend a good insurance company that will cover me to bring a dog to Grenada? Thanks

  2. #2
    sisyphus is offline Member 510 points
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    I have no idea. As you may know, relative costs of veterinary service are pretty low here, and therefore, may not necessitate insurance coverage. This would hopefully be especially true for a younger dog who, presumably, has many healthy years ahead.

    All vaccines, heartworm, flea protection, and food are free for veterinary students with dogs and cats. Other veterinary services are discounted.

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    drwanna is offline Member 510 points
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    thanks for the info, thats really useful. What about medical students bringing pets?? Or do I need to befriend a vet student!!

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    sisyphus is offline Member 510 points
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    Quote Originally Posted by drwanna View Post
    thanks for the info, thats really useful. What about medical students bringing pets?? Or do I need to befriend a vet student!!
    Ha! I guess I assumed you were vet or incoming vet. Sorry.

    The costs for general veterinary service are still quite inexpensive compared to most areas of the world. The previous statement about free vaccines and food, however, is only applicable to vet students.

    In case you haven't already looked into this, make sure you will have no difficulties going back to the UK with your pet after living in Grenada. Grenada has endemic rabies and England theoretically does not. There may be a quarantine period upon your return.

  5. #5
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    Not_A_Doctor_Yet is offline Member 510 points
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    Hey folks I got a question, slightly off subject. Is there a such thing as medical malpractice insurance that vets have. I'm guessing it isn't called that exactly..???
    Give life while you live yours everyday, Thats what a doctor did today!

  6. #6
    sisyphus is offline Member 510 points
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    Quote Originally Posted by Not_A_Doctor_Yet View Post
    Hey folks I got a question, slightly off subject. Is there a such thing as medical malpractice insurance that vets have. I'm guessing it isn't called that exactly..???
    Yes, vet's carry such insurance. While I don't know the rates specifically, I know they are significantly less than for MD's. I think vet's currently are less the target of frivolous claims. However, we're told that currently in law school classes are being taught on how to target veterinarians, a relatively untapped market.

    As more litigious people target veterinarians, watch for vet med prices to increase and pet insurance to become more common.

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    Doc4Pets is offline Member 510 points
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    Quote Originally Posted by sisyphus View Post

    As more litigious people target veterinarians, watch for vet med prices to increase and pet insurance to become more common.
    Just say NO to pet insurance! Look what insurance/hmo's have done to the MD's. They've turned most MD's into employees for HMO hospitals instead of private practice owners.

    Again, JUST SAY NO TO PET INSURANCE!

  8. #8
    sisyphus is offline Member 510 points
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    Quote Originally Posted by Doc4Pets View Post
    Just say NO to pet insurance! Look what insurance/hmo's have done to the MD's. They've turned most MD's into employees for HMO hospitals instead of private practice owners.

    Again, JUST SAY NO TO PET INSURANCE!
    5th and 6th term recently had a career workshop sponsored by VPI (a pet insurance company). The persons info is likely biased to a certain extent but some of the info presented is worth considering.

    About 15% of people in the UK have pet insurance and it seems to work quite well with a generally higher cost-per-visit for practitioners and, therefore, the potential for a higher standard of care (as well as increased income). The UK insurance scheme does not seem to have the same problems that HMO's in the US have with insurance companies lowering costs of medical care within each "preferred provider" network.

    With the sweeping of the US by HMO's the MD industry seemed to be hit unaware. The field of dentristry saw what happened and resisted and apparently is "more stable" despite the fact that insurance is available for dental work.

    Again, the info above and many other interesting points were presented/sponsored by VPI and may be somewhat biased. I believe that broadening veterinary insurance coverage can work but veterinarians must be careful in how this plays out.

    I think it is inevitable for a continuing rise in costs for veterinary care. It is becoming more common for services offered within small and large animal practices to include drugs, imaging (MRI), and surgical procedures which were not available 10-20 years ago and can be very expensive. As veterinarians, it is in our best interests, and those of society, to be able to offer the highest standard of care to as broad a market as possible and the availability of insurance is one solution.

    I must admit, dealing with insurance companies gives me an uneasy feeling but I think it is going to become more common whether we want it to or not.

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