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  1. #1
    mttc is offline Junior Member 510 points
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    Ross medical Insurance

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    Attention all students on the island!

    Don't pay for ross medical insurance on the island! I got sick and found out recently from the admin. that ross insurance doesn't cover the expenses on the island!!! It only covers your fee when you are in the US.

    This is totally ridiculous!!! Use that money and find other insurance company that pays for your expenses!

  2. #2
    islandthrift is offline Moderator 675 points
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    If that is really the case, there is one on vmd somewhere that my husband had used. It covers expenses when out of the US and has the emergency evacuation part too.


    AUA & Ross Forum Moderator

  3. #3
    mttc is offline Junior Member 510 points
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    insurance

    What I post is true!

    New students or students who are still on the island, buy it from somewhere else, if island thrift has any other recommended place, please post.

    No need to spend at least $1000 or so before you can find out that it's no use!!!

  4. #4
    novamd is offline Member 510 points
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    I just use my parents.....good thing for being under 25 still :-)

  5. #5
    mttc is offline Junior Member 510 points
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    insurance

    I have insurance back home that covers out of the country too but because I thought about the emergency evacuation that's why I bought it just in case, but it's totally not worth it! Like I said if Island Thrift or somebody else can recommend something better, buy that!

  6. #6
    novamd is offline Member 510 points
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    I just googled something about emergency medical evacuation insurance. I added it along with my normal insurance with my parents. I don't remember the exact company (maybe traveinsure.com) but it was pretty cheap regardless.

  7. #7
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    thezohan is offline Member 510 points
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    I agree that it is a huge ripoff to be buying insurance that can only be used 3 times a year and that makes you send in forms for reimbursement of medication, etc, not to mention the deductibles.

    Schools the size or Ross can definitely come up with self-insurance plans that would be cheaper for students and much more user friendly. My undergrad school had about the same number of students and had fantastic insurance.

    Aetna is making a killing off of Ross students. HMOs can burn in the hot place.

    However, I have learned that buying some medication full price is cheaper in Dominica than paying the monthly copay in the states (things like Ambien believe it or not.) However, not every thing is stocked here.

    I am going to switch to my parents plan and buy my own evacuation insurance next semester though.
    Last edited by thezohan; 11-30-2008 at 10:58 PM.
    [Hidden Content ] Semesters 1 & 2

  8. #8
    islandthrift is offline Moderator 675 points
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  9. #9
    pkcoffee is offline Junior Member 510 points
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    health insurance after 5th?

    so what about health insurance after 5th and back in the US- too old now to be on parents coverage (25) and cobra just ran out-any suggestions? would need health, prescription and dental- the whole works

  10. #10
    novamd is offline Member 510 points
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    I don't know much about it, but the OP says Ross' insurance covers only in the US....so you'd be covered

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