Hi everyone:

Just a quick question:

How easy is it to get a private loan such as TERI/KEY, etc? Specifically, what is the process(i.e. how long does it take for approval, and any other useful pertinent info.

In my case, I do not have a co-signer. I have a FAIR credit history, what are my chances (I know I will not know until I apply, but needs to get an opinion from someone who was on the same boat).

Thank you all, and best of luck to everyone.