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  1. #1
    MDHouse is offline Junior Member 511 points
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    Statia have loans? or lies?

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    I will probably go there for Sept. term...called FA office and they said to send them credit info and username and password from truecredit.com. I asked does the school have loans?? answer was yes...I also asked is it from a bank or credit union? answer was it was a bank. I ask what is the name of the bank? answer was I dont know..some privately owned bank..so does anyone know that the school really does have loans now or no???

  2. #2
    dango is offline Junior Member 510 points
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    ...let's hoped it's a true, cuz it's been Long time since $!.............."but we gotta see it to believe it".......

  3. #3
    ici
    ici is offline Junior Member 510 points
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    The best approach would be to send in the credit reports (including your cosignor's), credit scores (cosignor's too), and fulfill other loan application requirements and hopefully something should work. O has been giving billions of dollars to the banks and other economic entities and by now that stimulus package should have some positive effect. I am surprised that students are not given education opportunity in our country, which is unusual. I mean they can give less money. currently they are not giving any education money at all to the aspiring students. They can do all the credit risk checks and then deny if any one is totally unable to pay back and appears to be a big credit risk.

    Good luck and keep us informed.

    Ici

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    :)) is offline Junior Member 510 points
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    no loans. period. this school will give u false-hope like we gonna get loans pretty soon. they have been saying that for months. dont listen to them. i know students who r stuck with this school because of loans, and other things. i am tired. we, the students, are all tired of this school, and ny office. and u don't pay tuition ahead or paying ur tuition, they won't give you any information you need. i am hoping and praying, some of my friends to pass step 1, some already failed twice. good luck, guys.

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    NewbiePA2013 is offline Newbie 510 points
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    Anything in the Future

    I would like to start med school somewhere in Jan or spring 2010; tuition sure is reasonable at Eustatius. And yes, I am getting the same line as others who have posted but just wondering how new Sept. students are funding their studies? I have some cash but will eventually need loans. Thanks, Gerry

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    togethergirl is offline Newbie 510 points
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    I am currently a student at St Eustatius. They have been telling us that loans are in the works for over a year. Bottom line...do not go to this school if there is any possibility that you will need a loan to fund your schooling. They will not give the name of the supposed private bank because they don't have one yet. The only school (besides the big ones) in the caribbean that has loans is UMHS as of right now. But please don't go to this school if you are planning on loans. I made that mistake and am paying for it now.

  7. #7
    FutureStudent is offline Member 510 points
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    There are NO LOANS and there won't be any.

    Be very wary of a medical school that allows you to begin any classes without paying tuition.
    To keep your future career safe you must have access to your official transcripts at all times.
    If you are currently in a school that has done you that 'favor' of tuition deferment- stop school now, go back to the States, and work until you can pay the school off and get a release on your official transcripts. Next, transfer to a school with cheaper tuition and pay as you go. It may sound great now to continue classes without paying, but it will not be great when they withhold your transcripts until you are paid in full. You will not be allowed to sit for Step 1 until you are paid in full. They will tack on huge amounts of money for late fees and other hidden fees- bottom line you will not be able to pay it and it will all be for nothing!
    If you must take time off between terms to pay for the next semester of classes, by all means do it!
    Do not risk your future by becoming a hostage to a school that gives you a 'tuition deferment' or you will be sorry. Look at the poor students from St. Martinus, they are now SOL.
    P.S. There is no bank. There are no loans. They are pulling the wool over your eyes and one day you will go blind with anger when you find out you were tricked. There are many students that cannot get out from under their debt here because they attended on a tuition deferment and now they cannot get their official transcripts to transfer or cannot get the signature to sit for Step 1.

  8. #8
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    vasman132 is offline Senior Member 515 points
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    i think the blame goes purely on the student. sometimes we go after things that we just can't afford. the person who is supposed to make that decision are the students themselves. i know it sounds harsh, but it's the truth. if we can't afford a mercedes car, we don't go and try to buy it. it's just common sense.

    this school didn't always have this tuition deferment. this is obviously a new thing. they didn't implement it to swindle people, it makes no sense. they lose money if they can't have someone pay tuition. they don't gain anything by having people there that can't afford it. it wasn't malicious in anyway, but more of a way to help students out. unfortunately, if you view it that way, it goes a long way to show the type of character that you have, and it's the type of character that doesn't belong in medicine.
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  9. #9
    Statia Graduate is offline Junior Member 510 points
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    Quote Originally Posted by FutureStudent View Post
    Be very wary of a medical school that allows you to begin any classes without paying tuition.
    To keep your future career safe you must have access to your official transcripts at all times.
    .
    I know this doesn't apply to those still in med school. BUT, once you register for Step 3, you can start a file with FCVS. I have provided the link in previous posts. This starts a permanent file, including all transcripts, for you. This system is used to apply for state licenses. I suggest anyone with the ability to start the process do so.

  10. #10
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    Pomeroy is offline Junior Member 510 points
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    Have to Agree

    Quote Originally Posted by FutureStudent View Post
    Be very wary of a medical school that allows you to begin any classes without paying tuition.....There is no bank. There are no loans.
    I agree with FutureStudent to a point, but would add that it has nothing to do with being "wary of a school". The fact is that graduate school in many parts of the world have changed in these economic times and I would agree that without money in hand (self, family, private loans, whatever...) you have to accept that a schools loan program may not come about (if not in place) or may go away (if in place). Knowing some in the transfer boat (can't get transcripts so have to pay up, or have no transfer credit), and some paying off toward Step 1 sponsorship, the points are valid and well taken.

    But if you can afford it and know that going in, Statia is a good choice among the smaller schools on islands with little crime, low cost of living for the Caribe, and relatively distraction free study environment with a growing cadre of really good instructors. With the good comes the bad.

    We really don't know if there is "no bank"...officially there is a program being negotiated, and we have to hold the possibility open for the future success of financial stability. But clearly, until it is officially "on' you have to assume that there is not one, and will not be one in place. That is prudent, worst case scenario planning in what will be a 100K - 200K investment in your future.

    --------------

    Just got a call from NY (8/26 5:35 pm)
    - The loan program is on....
    The University of Sint Eustatius School of Medicine, Office of Financial Aid Services is proud to announce that the Park Avenue Bank Health Professions Loan Program has been secured for U.S. Students and U.S. Permanent Residents! - The University of Sint Eustatius School of Medicine
    Last edited by Pomeroy; 08-26-2009 at 04:37 PM. Reason: Change of Financial Information

    "After a year in therapy my psychiatrist said to me, 'Maybe life isn't for everyone'." Hidden Content - Not Me

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