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  1. #1
    jeraldeckman is offline Junior Member 510 points
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    Loans So Late? Or Are They?

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    I was wondering if anyone could tell me, is normal to not get any loan packet info this late before we apply? I know my credit is decent but I have always been concerned about the loans...

    I was just wondering if any current student knows if receiving the packet this late (well actually they haven't even sent them out yet) is going to cause any problems?

  2. #2
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    henna1434 is offline Newbie 510 points
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    Yea...that seems to be the norm...the student coordinators told me that I should be recieving the loan packet from financial aid around mid Nov...but told my friend..when she called... in Decemeber! so...go figure

  3. #3
    simple320 is offline Junior Member 510 points
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    I think they're swapmed with new applications...they better start the process soon...i'm getting anxious..and i def dont wanna go to the island without being sure if i'm approved or not..

  4. #4
    ccxc03 is offline Newbie 510 points
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    do not wait

    DO NOT WAIT FOR THE SCHOOL, I was accepted last march for Sept. 08, and was told over 4 monthes that the loan packets were coming. They never came, and I ended up applying 1 week before coming here. Everything worked out, but I got my loan 1 month after the semester started. Just go to the EdInvest website and fill it out.

  5. #5
    DOC.p's Avatar
    DOC.p is offline Super Moderator 7191 points
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    i already spoke to them today, you can fill them out but they aren't completely ready to accept applications yet for the upcoming semester. filling it out won't get you anywhere.
    M.D.

  6. #6
    md12886 is offline Member 510 points
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    I emailed one of the loan officer today, she is very kind and is been taking care of my loans since last two semesters. here is her reply:

    Hello-

    Your school has not confirmed that they are using Ed-Invest for January term. I would advise you to check with your school for option.

    Thanks

    ******

  7. #7
    jeraldeckman is offline Junior Member 510 points
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    I am concerned .... what exactly does that mean?




    Quote Originally Posted by md12886 View Post
    I emailed one of the loan officer today, she is very kind and is been taking care of my loans since last two semesters. here is her reply:

    Hello-

    Your school has not confirmed that they are using Ed-Invest for January term. I would advise you to check with your school for option.

    Thanks

    ******

  8. #8
    shayloure is offline Senior Member 511 points
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    The SGA president said the school may or may not be using Ed Invest next semester. But when I had my "credit conference call" with LP in financial aid and some lady at Ed Invest, they made it seem like we would be using Ed Invest next semester and that the same application requirements would apply. At this point is too early to say what we'll be doing for loans for next semester. Wait until the end of November and ask. When I came down in January they had just got College Loan corporation 3 days before I came. For 2nd semester they got Ed Invest at the end of April. I didn't get a financial aid package for this current semester until the last week of July. Catch my drift?

  9. #9
    mrpark01 is offline Member 520 points
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    i was accepted in july i think to start in sept.
    i started my loan apps as soon as i could (i went to edinvest website directly)
    but like DOC said above, it probably won't speed things along.
    i didn't find out i was rejected til i got to the island
    (couldn't just wait at home assuming i was rejected right?)
    reapplied with a cosigner a couple days into the semester.
    found out a while later i was rejected again.
    ended up having to either
    1. pay the tuition out of pocket in full
    2. pay out of pocket on a payment plan (monthly basis)
    3. go home.
    i opted for (2) and i'm hurting financially.
    i know of many students that opted for (3) for lack of other options.

    newly accepted students..
    i know you're slightly worried and anxious.. i was too.
    my $0.02 is 2 things..

    1. really weigh the outcomes of coming to AUA..
    have you looked into other schools with better loan options?
    AUA is new, it should get better.. but you're worried about now.
    make sure this is what you want.
    many people can't afford the time and money.
    if you're still a go ahead..

    2. hope and pray for the best regarding loans on your way to antigua.

  10. #10
    CSIMED is offline Junior Member
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    AUA had a few good loan companies that did not require crazy credentials in order to get approved and everyone was happy. All these companies dropped this school as soon as they started to deal with the front office, because of the greedy, power hungry administration and incompetent FA office were are place in this situation. This school is only looking out for themselves and how to screw students out of money. If you look at any major bank like Citi, Chase, Wachovia, all the big name caribbean med schools are listed there and are able to get private loans. On top of that I spoke with these banks and they all said that our school is eligible to receive government loans. When I called the schools FA they denied the whole thing and said that these banks don't know what they are talking about. I will be very surprised if this school is going to do anything about this situation.

    Please let me know what you think

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