Hi, I recently transferred to Xavier Aruba and am reviewing for Step 1, however there still aren't any loans. I had the option of going to St. Eustatius also, but at the time they didn't have any money either. Well, now they do and St. Eustatius will let me start ASAP, but I'll still have to pay out of pocket for the Step 1 review this semester. Don't know if it's worth going there or just staying at Xavier Aruba although I'm not certain if they'll get loans next semester. I don't want to take anymore time off, but I don't know what to do either; school isn't paid in full - trying to work (tutoring) just to help pay tuition. I really need advice.