Has anyone thats been accepted already apply for loans through citibank? Is the process easy? What type of credit score is required? Has anyone been approved through citibank? My concern is because many loan companies are turning down sutdents with high credit scores and co signers with high credit scores due to the financial crisis hitting our economy currently.

It was a faily quick process. Applied w/out a co-signer with score of 650+. About 6.5% rate.

Only way to find out is to apply!

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thanks alot

that is a great rate compared to alot of private loans and with out a co signer is unheard of. very impressive!! I hope to be in the same position very soon possibly for the fall semester

I applied earlier this week for financial aid (w/o co-signer) and w/in 24 hours I was told the loan was partially approved (I forgot to submit some documentation). And I don't have an exceptional credit history. The actual application didn't take more than 45 mins to fill out online and if you have any questions, the financial aid advisers are really helpful. The whole process seems to be a breeze.

thank you so much everyone,it really makes me feel at peace with this issue!!

45min? WOW!

I guess I'm a fast typer for less than 10 min to complete the application in less than 10 min!

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If you don't mind could you say how much they will allow you in loans per semester or year.

I am not exactly sure but what I do know is that it's definitely enough to cover tuition, housing, and other misc expenditures.

Max is $33K/year (2 sems)

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