there are a good amount of option out there to cover MD/MBA students. here are a few i've come across

Bank of America education maximizer loan - gives you 18k
NextStudent.com - private loan company that will give you 18k ON TOP OF what you get from stafford

these are just 2. you have to go through davenport for the aid to be eligible, but should help to cover the gap if TERI/DC/HE are unavailable to you. if anyone else knows of options please post in this thread.

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thanks alot for helping students in dire situations

Wow, I didn't about that, thanks! That's good to know.

I believe you can also get 40K max per year of private loan from
Sallie Mae. Interest rate is between 5.25% and 11.5%.

Actually, if you are half time or more, you should be able to get $30K from Education Maximizer.

One thing of note is that Education Maximizer is guaranteed by TERI. NextStudent may be as well.

One time last semester I called all kinds of loan places and the majority out there are guaranteed by TERI. (I probably called over 30 places....so I would call each, get someone on the line and ask "are your loans guaranteed through TERI?" and no matter the 'name' of the loan, the majority of them are through TERI).

With TERI up in the air, who knows that that means for those private loans. In the past, all it meant was that once you took out the maximum ($30K) from one TERI guaranteed place, you had to wait until the following July 1st, to apply to another one. (i.e. You take out $30K through Education Maximizer, then you cannot take out the Astrive/Think/etc. because they are all under the TERI guarantor name.) However, you can take out up to $130K with each program, so if you get to one loan maximum, then you can take out an additional $130K through a different one.

Ones that I have found that are not guaranteed by TERI are the Sallie Mae Tuition Answer, the College Loan Corporation, Student Loan Solutions private loan, and the Chase iStudent private loan.

It is all difficult to type out but I have dealt with pretty much every loan place out there, as well as the various guarantors of the loans. I know all the grace periods, forbearances, which ones allow partial payments, which ones allow deferment once in Residency, etc etc etc......

The problem I keep running into is that Davenport University sets a limit @ $18600 or so. How can we get around that? Or will the lenders you have named go beyond the school's additional loan limit?

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SMU SOM: 3.9130434782608695 and holding
Aug - Trauma Surgery - Orlando
Oct - Emergency Med - St Louis

the 18k are only for sub and unsub Stanford's loans. the loans mentioned above are private-credit base.

one other loan out there is wells fargo loan. pretty easy to get with a cosigner.

Really? I went through a huge list of private lenders and found that they, too, were being limited by Davenport to $18K. I'm hopeful that what y'all are telling me is the reality, and my understanding is, therefore, just a big misunderstanding. But I am fairly certain I was speaking to them about private loans--and not Staffords. Hmmm... now you got me wondering. Back to the drawing board starting Monday. SMU79, would you mind sending me a link to the Wells Fargo option? Thanks!

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SMU SOM: 3.9130434782608695 and holding
Aug - Trauma Surgery - Orlando
Oct - Emergency Med - St Louis

I'm also wondering about the maximum amount, too, because davenport loans only cover the cost of their own program, and I think for something to be a student loan it can only be the amount of the program plus cost of living, where davenport gives us $7700 back. I think it's the law that puts a max on this so that a person going to school in Lousiana with a lower cost of living won't take out more loan money than the NYU student living in Manhattan. I think we should be okay, though, with the school lending the tutition part supplemented with davenport. Cross our fingers on the new lender. My credit's taking a hit with each new application.

about a month ago i applied for this loan Wells Fargo Education Connection® Loan for moving etc. i got approved for $20,000 but decided not to take it. the link is https://www.wellsfargo.com/student/graduate/