I've been pouring over posts for what feels like a million hours, and finally, I've decided that I really want to go to SGU! I've looked at rankings, match statistics, everything. I like to be extremely well informed. The only problem I have found is the cost of tuition.. My parents and I long ago decided that I would totally independent when it came to financing medical school. Other than like $5,000 or so that I have and whatever my parents guilt trip themselves into giving me, I'm going to be taking it all out in loans. After realizing that tuition alone is almost $200,000, does that mean I will be paying back student loans until I die?! I'm just really worried about that. I know that being a doctor will make it much easier and most people say not to worry, but I'm still worrying... I haven't really seen much on scholarships there, and seeing as to how my GPA is only 3.45c/3.3sci, I'm sure that other people are much more qualified for them than me. Should I just suck it up and try to spend as little as possible for four years? Also, what kind of interest rates can I get? I'm sure my parents will co-sign. They better...

I think most loans are ~prime which is very reasonable now. But the interest rates are surely going to increase because at the moment inflation is running out of control.

Not all scholarships are merit based, some are based on need. Here's a link Financial Services - St. George’s University

Many students depend on loans. You won't be the only one.

Trust me, there are a decent number of students, like myself, who will have not only med loans to pay off but undergrad as well...

Thankfully, as a doctor, you should be able make a decent salary that will pay off these loans - but its important to remember that it wont be overnight, let alone in 2-3 years (if all your funding is coming from loans). This kind of debt, unless you're living really frugally, takes some time to pay off.

But, its doable.

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Yesterday is history, tomorrow is a mystery, and today is a gift. That is why it's called the present.

Another thing to take into consideration is the American Health Setrvices Corp. I have looked into this and if you work in a Medically Underserved Area (MUA) for a set amount of years they not only pay your salary but also help you pay back your loans. I think the amount for GA where I am from was $25,000 a year. I am sure there are areas that this would apply in Louisiana, if that is where you want to practice.

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B. Seay, MPH

"Forget regret, or life is your's to miss"