Banks will charge a processing fee for two things:
1. Withdrawing money from an ATM that is not theirs,
2. Withdrawing money from an international/foreign ATM where currency changes are involved.
Some only charge the first, some only the second, some both. Expect to pay one unless you've got a great bank - sometimes, credit unions dont charge these fees, but check with your bank on that.
I would suggest doing the following:
1. Call Bay Shores Financial Aid and have them mail your financial aid refund check to your home address. No point in it coming down to Grenada for you to mail it back home.
2. Just bring your debit card here and use it. The benefit will be a less headache to setup an account down here and, when you do use it take out a decent amount so that you dont get charged too many withdrawal fees.
Thats it -its quite simple...
Yesterday is history, tomorrow is a mystery, and today is a gift. That is why it's called the present.