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  1. #1
    medstudnter is offline Junior Member 510 points
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    Getting different insurance

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    I'm looking for insurance plans outside of the school's plans and found one that I like at Horizon Blue Cross and Blue Shield of NJ. My question is will I be covered in Grenada if I got this plan? I called up the customer service number and the rep told me that he wasn't sure how that would work out and advised me against it. Any insights? Someone care to explain this to me?


    Thanks!

  2. #2
    jaywalk81 is offline Useless Guru 521 points
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    honestly,
    if it comes to you needing your insurance for somthing serious, i would fly home anyway to get the care i needed

  3. #3
    jaywalk81 is offline Useless Guru 521 points
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    not to belittle the healthcare in gnd or the docs here. but there is only so much can be done in gnd. there is no mri here if you need one, and i think only recently that have a ct or is that st vincent

  4. #4
    neomedic is offline Member 510 points
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    So what is the best option to satisfy SGU for insurance while keeping more $$$ in our pocket since we mostly likely won't need it and if we do, we will be heading home anyways?

  5. #5
    jaywalk81 is offline Useless Guru 521 points
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    what i did was i kept my ny insurance since it was free.
    but if you can find a cheap US insurance or have one already and u can keepit, i would stay with it and just buy the air evac fee which is only 40 usd

  6. #6
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    AngryBaby is offline Elite Member 539 points
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    I used International Medical Group. They have many different plans and tiers of coverage. Customer service has been great so far but haven't had to file a claim.

    :::knock on head:::

  7. #7
    wookie dance is offline Member 510 points
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    See the past posts I made. I liked the IMG group angrybaby had, but when with estudentinsurance International Student Health Insurance - eStudentInsurance.com and it cost $400 for the year. SGU accepted it.

  8. #8
    astronugget is offline Junior Member 510 points
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    I use InterGlobal Student Care which costs about $600 per year for worldwide coverage excluding the US. It also includes other benefits apart from health insurance (e.g. insurance against loss of belongings, money, etc.) Check out studentcare.biz for more info.

  9. #9
    neomedic is offline Member 510 points
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    Has anyone needed to file a claim with IMG before? How were they? Do they cover if you when your back in the states while on summer and winter break??

    Thanks.

  10. #10
    MDlove is offline Junior Member 510 points
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    Quote Originally Posted by wookie dance View Post
    See the past posts I made. I liked the IMG group angrybaby had, but when with estudentinsurance International Student Health Insurance - eStudentInsurance.com and it cost $400 for the year. SGU accepted it.

    which one did you select? I have always had school insurance--so this is the first time i would be having outside insurance.

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