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Old 11-18-2006, 06:20 PM
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Which LOANS and SCHOLARSHIPS & WHEN?

Hey, I am going into term 1 med...Jan 2007...can someone please just help me with loans and scholarships? I got an email like a package of stuff...but it wasn't loading...I replied back telling her that it wasn't loading up..she hasn't replied back...but what I want to know is...

What loans should I apply for? Should I have my dad cosign? when should I start doing this for it to be on time in Jan?

Where do I apply for scholarships?

I applied for financial aid in April...don't know if it went through properly...

When should I begin all this....help plzzzzzzzz
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Old 11-18-2006, 06:41 PM
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For January 2007, you should get on this NOW. As far as which scholarships and loans you should apply for, obviously no one can tell you that since no one knows your financial information. Staffords are usually what people look at first since subsidized staffords have the US government pay the interest accrued. Also see if GradPlus loans would work for you. If you need more money outside of federal loans, do some research and see if any private loans out there would suit your needs. I forget which loans have fixed interest rates and such, so be sure you do you homework, but get it done now. I have recently finished up all my financial aid paperwork and my financial aid counsleor at SGU has said that this stuff needs to be ASAP.
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Old 11-18-2006, 08:13 PM
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fo with the fed loans , both sub and non-sub. the rest go with gradplus instead of the private loans because gradplus is a fixed rate and you can consolidate with gradplus wherereas private loan, you cant consolidate.

as far as cosigner, i would try to get the loan uner your name first. but with fed loans, they dont really need check ur credit score (as far as i am aware)
the minimum fico score is 650 to get a loan approved, if you are below that then most likely you will need a cosigner.

dont know anything about scholarship
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