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Loan Forgiveness
Alabama National Health Service Corps (NHSC) Loan Repayment Program Provide primary care services for a minimum of two years. ELIGIBILITY: U.S. citizen; valid, unrestricted state license and/or certificate to practice in Alabama. CONTACT: W. Charles Graves, Ed.D, Administrator Health Prof. Placement, AL Depart of Public Health 201 Monroes Street Montgomery, AL 36130-3917 PHONE: (800) 255-1992 FAX: (205) 204-5434 Arkansas Physician Grant Recruitment & Retention Program Practice Family Medicine in rural community with a population less than 15,000. ELIGIBILITY: Family Medicine physicians. Must be an Arkansas resident and willing to serve in area of need in state. REPAYMENT: After first year: $6,000; after second year: $8,000, after third year: $10,000, after fourth year: $12,000; and after fifth year: $14,000 CONTACT: Tom G. South University of Arkansas College of Medicine 4301 West Markham, SLOT 709 Little Rock, Arkansas 72205- PHONE: (501) 686-5260 PHONE: (800) 482-9612 Colorado Colorado Health Professional Loan Repayment Program ELIGIBILITY: Minimum two years in stipulated discipline and designated HPSA DEADLINE: Applications considered quarterly INTEREST: Primary care: Medicine, Nursing P.A., Physician Assist REPAYMENT: Years 1 & 2: $20,000/yr; Year 3: $30,000; and combination to maximum per person of $70,000. CONTACT: Kris Wenzel, Executive Director Colorado, AHEC Programs, Loan Repayment Project 2465 S. Downing St. Ste. 210 Denver, CO 80210 PHONE: (303) 733-7277 EMAIL: kriswenzel@centralcoahec.org Connecticut Connecticut Loan Repayment Program Full-time continuous service for up to three years in underserved HPSA's serving special populations. ELIGIBILITY: Must be a U.S. citizen; cannot have obligation with any other federal or other state program. REPAYMENT: $20,000 for first year, $25,000 for second year, $30,000 for third year OBLIGATION: Minimum 2 years CONTACT: Elizabeth Hicken Department of Public Health 410 Capitol Ave. Hartford, CT 06134-0308 PHONE: (860) 509-8096 FAX: (860) 509-7720 Georgia Georgia State Loan Repayment Program Practice full-time in underserved rural area (population of 15,000 or less) designated HPSA. ELIGIBILITY: MD/DO; Licensed in Georgia, must have medical education debt, seeking primary care physicians and midlevel providers, with priority to OB. AWARD: $25,000 per year for 2 yrs, renewable for physicians. $10,000 per year for 2 years for PA's AP's & CNRM's. REPAYMENT: Serve 40 hours per week in approved town. Target list is available. OBLIGATION: 2 year minimum practice contract CONTACT: Brenda A. Williams, Interim Executive Director State Medical Education Board of Georgia 270 Washington Street, SW, 7 th Floor Atlanta, GA 30334 PHONE: (404) 656-2227 FAX: (404) 651-5788 Idaho Idaho Health Professional Loan Repayment Program Two to four year contract to provide medical assistance to underserved area ELIGIBILITY: Willing to serve as a nurse practitioner; physician assistant physician--FP, GP, IM, OB, Ped. The applicant must not be practicing in the state of Idaho on or before July 1 of the fiscal year in which there is an appropriation to fund the loan repayment program. For purposes of this chapter, primary care physicians in residency EASE OF ATTAINMENT: program in Idaho are not considered practicing in Idaho and may apply for the program. REPAYMENT: 25% (up to $20,000) CONTACT: Jeffrey A. Bartlome, Ph.D. Director Institute of Rural Health Studies Idaho State University Campus Box 8174 Pocatello, ID 83209-8174 PHONE: (208) 236-4436 FAX: (208) 236-4645 Illinois Illinois/National Health Service Corps Loan Repayment Program ELIGIBILITY: Primary care physicians, dentists, psychiatrists, physician assistants, nurse practitioners and nurse midwives. US citizens, willing to practice on a full-time basis at a public or non-profit entity, licensed or approved to practice in Illinois. Must practice for a minimum of 2 years in a designated HPSA. Have a sponsor agree to contribute 50% of the annual award. Sign a contract with the Illinois Dept of Public Health agreeing to a minimum commitment of 2 years of service. AWARD: First 2 years of service/up to $25,000 annually; 3rd or 4th year/up to $35,000 annually. CONTACT: Julie Casper Illinois Department of Public Health Center for Rural Health 535 West Jefferson Street Springfield, IL 62761 (217) 782-1624 jmyers1@idph.state.il.us http://www.idph.state.il.us/about/ru...rural_home.htm Iowa The Primary Care Recruitment and Retention Endeavor (PRIMECARRE) The Primary Care Recruitment and Retention Endeavor (PRIMECARRE) was authorized by the Iowa Legislature in 1994 to strengthen the primary health care infrastructure in Iowa. PRIMECARRE allocations currently support the Iowa Loan Repayment Program, with matching federal and state funds. AWARD: Offers two-year grants to primary care medical practitioners for use in repayment of educational loans. Provides up to $30,000 per year for primary care physicians, psychiatrists, and clinical psychologists; up to $20,000 per year for dentists; and up to $15,000 per year for physician assistants, registered nurse practitioners, certified nurse midwives, dental hygienists, clinical social workers, and psychiatric nurse specialists. ELIGIBILITY: Requires a two-year practice commitment in a public or non-profit hospital or clinic located in a health professional shortage area (HPSA). Primary care providers must practice in a primary care HPSA, dental providers in a dental HPSA, and mental health professionals in a mental HPSA. DEADLINE: Distributes application packets annually in July. Begins contracts with approximately eight successful applicants each October. CONTACT: Iowa Department of Public Health Lucas State Ofc. Bldg 321 E. 12th Street Des Moines, IA 50319 PRIMECARRE Coordinator: (515) 281-5069 Kentucky Establish Practice Grant Program (EPGP) Full-time practice in an approved critical county in state; 12 months for each award received. ELIGIBILITY: Resident of Kentucky, committed to primary care-FP, IM, Ob/Gyn, and Ped; have educational debt. CONTACT: Amber Laflin 4965 U.S. Hwy. 42, Ste. 2000 Louisville, KY. 40222 PHONE: (502) 426-6200 FAX: (502) 426-6877 Rural Kentucky Medical Scholarship Fund, Inc It was established as a means of providing a better distribution of physicians to rural areas of Kentucky. ELIGIBILITY: Practices limited to Family Practice, Internal Medicine, Pediatrics, & OB/GYN. Have documented educational loan debt from medical school. AWARD: Grant is $120,000/year for a maximum of 4 years or $48,000. DEADLINE: November 30, 2004 CONTACT: Amber Laflin 4965 U.S. Hwy. 42, Ste. 2000 Louisville, KY 40222-8512 PHONE: (502) 426-6200 FAX: (502) 426-6877 Louisiana State Loan Repayment for Physicians, Dentists, and Midlevels Practice full-time in Health Professional Shortage Area (HPSA) at a public/non-profit entity in out patient services; minimum commitment of two years not more than three ELIGIBILITY: Practice full-time HPSA at a public/non-profit entity in out patient services; minimum commitment of two years; and not more than three. REPAYMENT: Physicians: for two years, up to $26,666 for three years, up to $60,000 Midlevels: for two years, up to $6,666 for three years, up to 15,000. CONTACT: Paula Kramer, Program Coordinator DHH/Bureau of Health Resources Management P. O. Box 2870 Baton Rouge, LA 70821-2870 PHONE: (225) 342-4702 EMAIL: pkramer@dhh.state.la.us Michigan Michigan Loan Repayment Program Select practice site from approved list; work 40 hours/week. ELIGIBILITY: U.S. citizen; licensed/certified to practice in Michigan. REPAYMENT: $25,000/yr for two years--physicians’ $15,000/yr for two years--NP, NMW, PA CONTACT: Shirley Harding Michigan Depart Public Health, Div of Managed Care 3423 North Logan Lansing, MI 48909- PHONE: (517) 335-8925 FAX: (517) 335-8582 Minnesota Minnesota State Loan Repayment Programs Must serve at least two years at an approved site in a HPSA ELIGIBILITY: Willing to practice primary care in designated HPSA EASE OF ATTAINMENT: 4-5 Slots open annually AWARD: $20,000 per year of service obligation CONTACT: Minnesota Department of Health Office of Rural Health & Primary Care Karen Welter, Loan Forgiveness Program Officer P.O. Box 64975 St. ****, MN 55164-0975 PHONE: (651) 282-6302 EMAIL: Karen.welter@health.state.mn.us National Health Service Corps Loan Repayment Programs Must serve at least two years in a federally designated HPSA. ELIGIBILITY: Willing to practice primary care in designated HPSA. REPAYMENT: Up to $35,000 CONTACT: Minnesota Department of Health Karen Welter, Loan Forgiveness Program Officer P.O. Box 64975 St. ****, MN 55164-0975 PHONE: (651) 282-6302 EMAIL: Karen.welter@health.state.mn.us Minnesota Rural Physician Loan Repayment Program Must serve at least three of the first five years following completion of residency. ELIGIBILITY: To receive an application prospective physicians must submit a letter of interest before completing residency. EASE OF ATTAINMENT: Up to 12 participants to select per year. AWARD: Applicants may designate for each year of medical school up to a maximum of 4 years an agreed amount of loans, not to exceed $10,000 per year. DEADLINE: Will vary, current year deadline June 15 REPAYMENT: If service obligation is not completed, participant must repay the amount paid on her/his behalf, plus interest. OBLIGATION: Serve in a designated rural area at least three of the first five years following completion of residency. CONTACT: Minnesota Dept. of Health Attn: Loan Forgiveness Program Officer Office of Rural Health & Primary Care P.O. Box 64975 Saint ****, MN 55164-0975 PHONE: (651) 282-6302 Minnesota Urban Physician Loan Repayment Program Must serve at least three of the first five years following completion of residency in a designated urban area. ELIGIBILITY: To receive an application prospective physicians must submit letter of interest before completing residency. EASE OF ATTAINMENT: Up to four participants selected per year. AWARD: Applicants may designate for each year of medical school up to a maximum of 4 years an agreed amount of loans, not to exceed $10,000 per year. DEADLINE: Will vary REPAYMENT: If service obligation is not completed, participant must repay the amount paid on her/his behalf, plus interest. OBLIGATION: Serve in a designated underserved urban community at least three of the first five years following completion of residency. CONTACT: Karen Wetter Office of Rural Health & Primary Care P.O. Box 64975 Saint ****, MN 55164-0975 PHONE: (612) 282-6302 Montana Montana Rural Physician Incentive Program Serve in medically underserved area. ELIGIBILITY: US Citizen; eligible for Montana license; MD/DO degree. Preference to former WAMI students from Montana. REPAYMENT: $3,000 after six months; $3,000 after 12; $3,500 after 18 and 24; $4,000 after 30 and 36; and $4,500 after 42 and 48 months--up to $30,000 over a four-year period. CONTACT: Office of the Commissioner of Higher Education 2500 Broadway Helena, MT 59620-3101 PHONE: (406) 444-6570 FAX: (406) 444-1469 Nebraska Nebraska Loan Repayment Program Three-Year practice obligation. Communities with in shortage areas must apply to become approved loan repayment sites, and must agree to provide an equal match to state dollars (up to $10,000 per year for up to three years) the local match can come from any local source. AWARD: Up to $20,000 depending on educational debt ELIGIBILITY: Must be willing to practice primary care in state-designated underserved area REPAYMENT: $10,000 (physician assistant, nurse practitioner, master's level mental health professional, physical therapists, occupational therapists, pharmacists); $20,000 (primary care physician, dentist, clinical psychologist). CONTACT: Marlene Janssen, Research Analyst Nebraska Office of Rural Health 301 Centennial Mall South, P.O. Box 95007 Lincoln, NE 68509-5007 PHONE: (402) 471-2337 FAX: (402) 471-0383 New Hampshire New Hampshire Loan Repayment Program Two-year commitment; HPSA; MUA/MUP. ELIGIBILITY: Must be a primary care provider, hold a New Hampshire license to practice and be willing to work in a federally-designated HPSA and a MUA/MUP. EASE OF ATTAINMENT: Depending upon availability of funds at employment. AWARD: $90,000(federal program) and $122,000 (state funded program). REPAYMENT: $20,000(primary care physician) per year, for 2 years, $10,000(nurse/physician assistant) per year, for 2 years. CONTACT: Stephanie Pagliuca, Program Manager NH Recruitment Center 3 South Street Concord, NH 03301 PHONE: (603) 229-1852 FAX: (603) 228-2464 New Jersey Primary Care Physician & Dentist Loan Redemption Program Serve in medically underserved areas/health professional shortage areas of the state; fulltime, a minimum of two years. ELIGIBILITY: Resident of NJ; satisfactorily completed an accredited residency in (IM, GenPed, FP, Ob/Gyn,) licensed to practice in NJ; secured letters of recommendation. (Dentists: completed undergraduate dental training or primary care residency in general Dentistry or Pedodontics). REPAYMENT: Up to $70,000 of eligible loans/expenses (15% after first years of service, 20% at end of second year, 25% at end of third year, and 40% at end of fourth year). OBLIGATION: Two year contract minimum. CONTACT: Sharon Bryant, Program Administrator Primary Care Physician & Dentist Loan Redemption Program Admin. Complex 119, 30 Bergen Street Newark, NJ 07107-3000 PHONE: (201) 982-4605 FAX: (201) 982-5320 New Mexico Health Professional Loan Repayment Program Commit to two-year term; must be employed continuously in a full-time practice, underserved area. ELIGIBILITY: Appropriately license or certified. REPAYMENT: Rural physician: up to $10,000 + tax payment urban physician: up to $5,000 + tax payment. Rural midlevel: up to $5,000. Urban midlevel: up to $2,599. CONTACT: HPLRP, NM Commission on Higher Education Financial Aid & Student Services P.O. Box 15910 Santa Fe, NM 87502 PHONE: (505) 476-6500 FAX: (505) 476-6511 New York Physician Loan Forgiveness Program Agree to practice medicine in an area of New York designated by the Board of Regents as having a shortage of physicians. ELIGIBILITY: Licensed in FP, IM, Ped, Ob/Gyn; nominated by an eligible site. REPAYMENT: $15,000 per year (based on verification of outstanding debt), for up to two years. CONTACT: Sandra Savage NY State Education Dept. of Scholarships & Grants Rm. 1078, Educational Building Addition Albany, New York 12234 PHONE: (518) 473-7019 www.highered.nysed.gov/kiap/scholarhips/home.htm Regents Physician Loan Forgiveness Award Program Agree to practice medicine in an area of NY designated as having a shortage of physicians; provide a minimum of 35 population; serve twelve months for each annual payment received. ELIGIBILITY: US citizen, NY resident, license to practice in NY; completed residency within five years immediately preceding first award. REPAYMENT: $10,000 annual maximum payment, up to two years. CONTACT: Sandra Savage NY State Education Dept. of Scholarships & Grants Rm. 1078, Educational Building Addition Albany, New York 12234 PHONE: (518) 473-7019 www.highered.nysed.gov/kiap/scholarhips/home.htm North Dakota Midlevel Practitioner Loan Repayment Program Two-year commitment; serve in HPSA. ELIGIBILITY: Licensed or registered to practice by appropriate ND regulatory agency. Priority given to people enrolled in or graduated from an accredited ND educational program or to ND residents enrolled in or graduated from an out-of-state educational program. REPAYMENT: up to $10,000 (for two years). OBLIGATION: 2 years practice in eligible Community (usually a HPSA). CONTACT: Gary Garland State Department of Health 600 East Boulevard Ave. Bismarck, ND 58505-0200 PHONE: (701) 328-2894 FAX: (701) 328-1890 Oregon Oregon Rural Health Services (RHS) Program Practice in medically underserved rural areas in state; Physicians: in the five years following agreement, must practice for at least three years in qualifying area; NP/PA's in the four years following agreement must practice for at least two years. ELIGIBILITY: Submit a letter of interest and application. AWARD: Full amount of principal borrowed through federal loan programs for professional education. DEADLINE: variable, established by agency REPAYMENT: Physicians: 20% of qualifying loan principal (up to four years), Nurses/PA's: 25% (up to five years). CONTACT: Susan Taylor/Special Programs Coord. 1500 Valley River Drive, Ste. 100 Eugene, OR. 97401 PHONE: (800) 452-8807 x7443 FAX: (541) 687-7419 Pennsylvania Pennsylvania Primary Health Care Practitioner Loan Repayment Three-year commitment: be employed continuously in a full-time primary care practice at a pre-approved location--a non-profit community--based or hospital-based primary care center- -in a HPSA. ELIGIBILITY: US citizen; have degree in allopathic or osteopathic medicine or be a certified/licensed nurse midwife, certified registered nurse practitioner, or physician assistant, valid unrestricted PA license/certificate; be enrolled in final year of an approved residency program. EASE OF ATTAINMENT: Sites approved based upon critical need as identified in the community. DEADLINE: Application deadlines Feb. 15; May 15; Aug 15; Nov 15. REPAYMENT: 1st: 15%, up to $9,600 (Physicians)/ up to $6,000(midlevel) 2nd year: 20%, up to $12,800/up to $8,000 3rd year: 30%, up to $19,200/up to $12,000 4th: 35%, up to $22,400/up to $14,000 OBLIGATION: Minimum 3 year commitment 4 years physicians & dentists are eligible for maximum of $64,000; midlevels eligible for maximum of $40,000 *private practice option is available, documentation of health care services to underserved population, participation- Medicare & Medicaid. CONTACT: Primary Health Care Practioner/Loan Repayment Program Bureau of Health Planning Pennsylvania Department of Health P.O. Box 90, Rm. 1033 Harrisburg, PA 17108 http://www.health.state.pa.us/ Rhode Island Rhode Island Loan Repayment Two-year commitment, must work for a non-profit that accepts all patients, regardless of insurance status. ELIGIBILITY: Must be licensed or eligible for Rhode Island license as a physician, dentist, nurse practitioner, certified nurse midwife or a physician assistant; must work full-time. OBLIGATION: Two year commitment. CONTACT: MaryAnne Miller, RN, MPH Chief Office of Primary Care Rhode Island Department of Health 3 Capital Hill Providence, RI 02908- PHONE: (401) 222-1171 FAX: (401) 222-4415 South Dakota South Dakota Physician Tuition Reimbursement Program ELIGIBILITY: Practice as a family physician in an eligible community (population of 5,000 or less) determined to need and be able to sustain a FP for at least three years. REPAYMENT: An amount equal to the tuition the qualifying physician could have paid at the University Of SD School Of Medicine during the time s/he actually attended medical school. CONTACT: Laurie ****, Health Professions Recruiter SD Office of Rural Health, Dept of Health 445 East Capitol Avenue Pierre, SD 57501 PHONE: (800) 738-2301 EMAIL: lauriegi@doh.state.sd.us Tennessee Health Access Incentive Program-Loan Repayment for Physicians Minimum of a two and a half-year commitment; set up practice to serve all populations in a designated shortage area. ELIGIBILITY: US Citizen; board eligible/certified. REPAYMENT: Grants up to $50,000. CONTACT: Anne Phillips Tennessee Department of Health 425 5th Ave North, Cordel Hull Building Nashville, TN 37247-5201 PHONE: (615) 741-2101 FAX: (615) 253-2100 Texas Physician Education Loan Repayment Program of Texas Practice with one of four state agencies or in a rural or economically depressed community that is medically underserved; or be enrolled in second or third year Texas Family Practice Residency Training Program. ELIGIBILITY: Texas License; priority to those who have completed an approved residency program (FP, Osteo, Ob/Gyn, GIM, Gen Ped, Psych, Emergency Care, Gen Surg) or be enrolled in second-or third year- Texas Family Practice Residency Training Program. REPAYMENT: Up to $9,000 (for Maximum of five years or $45,000). Practice in area of highest need and qualify for additional federal funds of $9,000 per year--for a total of up to $18,000/year for a maximum of five years or $90,000. CONTACT: Cynthia Valenzuela-Hegemier Division of Student Services, Texas Higher Education Coordinating Board, P.O. Box 12788 Austin, TX 78711-2788 PHONE: (512) 427-6367 PHONE: (800) 242-3062 Utah Rural Medical Education Loan Repayment Program Commitment of two years in a rural medically under served area/HPSA; be available to begin medical practice with one year of application. ELIGIBILITY: Strong commitment to rural health care; graduate from an allopathic or osteopathic medical school that awards MD/DO degree; complete accredited post-graduate training program in US or Canada; and have not practiced medicine in rural Utah within three years prior to application. REPAYMENT: Up to $73,200 over four years. CONTACT: Ms. Erin L. Olsen, Support Services Coord. Office of Primary Care & Rural Health PHONE: (801) 538-6113 PHONE: (801) 538-6387 http:/health.utah.gov/primarycare Washington Health Professional Loan Repayment Program Serve in medically underserved/shortage areas of the state/minimum commitment of three years. ELIGIBILITY: Match with facility designated as a priority site; committed to primary care. AWARD: Max $25,000 /yr for 3 years. DEADLINE: January/April REPAYMENT: Twice amount receive by program. OBLIGATION: Minimum three year service may extend to 4/5 years. CONTACT: Kathy McVay WA State Higher Education Coordinating Board PO Box 47834 Olympia, Washington 98504-7834 PHONE: (360) 236-2816 Wisconsin Wisconsin Physician Loan Assistance Program Practice in medical shortage areas. AWARD: up to $50,000 ELIGIBILITY: Physicians who are board eligible or board certified in the specialties of FM, GIM or Ped; in some cases--Ob/Gyn and Psych. can participate in this program. REPAYMENT: Year1: 40% of principal or $20,000 max. Year2: 40% of principal or $20,000 max. Year3: 20% of principal or $10,000 max. Year4: 20% of principal or $10,000 max. Year5: 42.5% of principal or $21,250 max. CONTACT: Peggy Burke Department of Community Development 123 West Washington Ave, PO Box 7970 Madison, WI 53707 PHONE: (608) 266-3751 FAX: (608) 266-8969 Wyoming State Loan Repayment Grant (NHSC) Practice in medically underserved area of the state.
ELIGIBILITY: Similar to federal/NHSC criteria. EASE OF ATTAINMENT: Limited to primary care physicians practicing in Wyoming REPAYMENT: Up to $30,000 for physicians. Up to $10,000 for mid-level providers. OBLIGATION: 2-3 years CONTACT: Lynne Weidel Department of Health 117 Hathaway Building Cheyenne, Wyoming 82002 PHONE: (307) 777-6970 FAX: (307) 777-7439
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Juni |
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whoa 50,000 per year?!? WOW
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But remember that, even when those who move you be kings or men of power, your soul is in your keeping alone. When you stand before God you cannot say "but I was told by others to do thus" or that "virtue was not convenient at the time." This will not suffice. Remember that. |
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Quick question
I will be looking for these programs in 4 years.
Please forgive my naivete...why would someone want to work those stipulated hours for $15K loan forgiveness? Is there something I am missing here? Obviosuly there has to be an advantage to this. Starbucks would pay more. |
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