I have a question about TERI loans- I am paying a car note, and I still have 10K left to pay on the car. Will TERI deny me because of my car loan? Do I have to pay down to a certain amount? How does that work? I remember seeing an earlier post that you can't have mortgage which is why I pose this question. Also, what about if you have loans from undergrad? Will this bar you from receiving a TERI loan?