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Old 07-23-2008, 04:23 AM
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Any suggestions on HEALTH INSURANCE to get?

Hi everybody, I was wondering if the current or incoming students have any suggestions as to what medical insurance to get?
any input will be appreciated. Thanks.
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Old 07-23-2008, 04:35 PM
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Quote:
Originally Posted by jar22 View Post
Hi everybody, I was wondering if the current or incoming students have any suggestions as to what medical insurance to get?
any input will be appreciated. Thanks.
can anybody pls reply to this post? thanks.
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Old 07-23-2008, 05:01 PM
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It makes a difference if you are Canadian or American....Single or with a family....etc.
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Old 07-24-2008, 12:51 AM
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Originally Posted by D___InTheBox View Post
It makes a difference if you are Canadian or American....Single or with a family....etc.
What is the difference? Also, can you use the health insurance you have from Canada to cover you while in any of the Carribean islands?
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Old 07-24-2008, 04:11 AM
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Originally Posted by D___InTheBox View Post
It makes a difference if you are Canadian or American....Single or with a family....etc.
thanks for replying, im a permanent resident here in america, single and age 22. what do you think? i just want the cheapest coverage or low premium. any suggestion?
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Old 07-24-2008, 11:55 AM
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Most basic insurance policies do not cover for medical expenses you may use abroad. From what I understand, you specifically have to add it to your coverage - and it's not cheap.

In your admission packets, you should have gotten information on a policy that most Saba students use. If you didn't get it - they will bring it up to you during orientation. It's pretty cheap. I think I paid for two semesters and it was $200-$300ish. (Can't remember exactly). It basically just covers your med emergency evac if you need to leave the island. Once you're stateside/Canadian-side, your regular policy would cover you as usual.
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Old 07-24-2008, 02:54 PM
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Originally Posted by aspiringmedstudent View Post
Most basic insurance policies do not cover for medical expenses you may use abroad. From what I understand, you specifically have to add it to your coverage - and it's not cheap.

In your admission packets, you should have gotten information on a policy that most Saba students use. If you didn't get it - they will bring it up to you during orientation. It's pretty cheap. I think I paid for two semesters and it was $200-$300ish. (Can't remember exactly). It basically just covers your med emergency evac if you need to leave the island. Once you're stateside/Canadian-side, your regular policy would cover you as usual.
do you mean that you can go to the island without medical insurance? can you just get that emer.med evac once you get there or they require you to get a full health coverage? thanks for replying.
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Old 07-24-2008, 05:28 PM
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Originally Posted by jar22 View Post
do you mean that you can go to the island without medical insurance? can you just get that emer.med evac once you get there or they require you to get a full health coverage? thanks for replying.
It is required to get full health coverage. But after the first semester, I noticed they don't enforce it or follow-up on it or notice if you don't have it anymore.
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Old 07-25-2008, 03:56 AM
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Originally Posted by KingMo View Post
It is required to get full health coverage. But after the first semester, I noticed they don't enforce it or follow-up on it or notice if you don't have it anymore.
thanks for your thought but I would have to call them to clarify that.
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Old 07-25-2008, 02:34 PM
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True! I forgot that they supposedly require you to have it. I only had it for a a few semesters. Ooooops !!!

I personally didn't have any other insurance other than the one Saba "required."

I am not so sure it's wise to take that chance... But oh well! :P
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