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  1. #1
    medahb is offline Junior Member
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    Best loan option for Canadian students

    What is a better or the best loan option for Canadian students? So far the only one I know of is canHELP, but even they are not as good as others offered to American students. Can anyone help me out with this?

    Thank you.

  2. #221
    A-Rogue is offline Junior Member 518 points
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    I was "preapproved" for $200K with no cosigner from RBC. When the application came back they had dropped it to $150K with a cosigner simply because I am going out of the country. Seems pretty stupid. But ya. That's RBC. Sounds like it would be a standard rule since my credit is perfect and I have no undergrad debt. I'll post more when I hear back from TD
    Queen's University - BAH - Psychology 2011
    Saba University School of Medicine - 2015 (Jan 2012 start)
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  3. #222
    Toronto-gal is offline Newbie 510 points
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    if i get a co-signer can i get up to 200,000?

  4. #223
    Toronto-gal is offline Newbie 510 points
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    oh ok!!! ya i want to know what TD does. my co-signer would be my father who has been with TD forever with great credit...maybe that helps in getting out 200 000?

  5. #224
    Toronto-gal is offline Newbie 510 points
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    so i went to the canadian student loans program site and they require you to start paying back loans 6 months after you graduate !! :O and its prime + ~5% interest..which i find ridiculous. CIBC said they would give me 200,000 with just prime. So all you ppl looking to get help from canada's government...forget ittt...unlesss u think u will be earning that much by end of med school :O

  6. #225
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    A Second Daniel is offline Junior Member 513 points
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    Quote Originally Posted by Toronto-gal View Post
    so i went to the canadian student loans program site and they require you to start paying back loans 6 months after you graduate !! :O and its prime + ~5% interest..which i find ridiculous. CIBC said they would give me 200,000 with just prime. So all you ppl looking to get help from canada's government...forget ittt...unlesss u think u will be earning that much by end of med school :O
    Just curious, how much does that work out to in monthly payments?
    But if we hope for what we do not yet have, then we wait for it patiently.

  7. #226
    LaurentBanan is offline Newbie 510 points
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  8. #227
    A-Rogue is offline Junior Member 518 points
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    Quote Originally Posted by Toronto-gal View Post
    if i get a co-signer can i get up to 200,000?
    Maybe. I ended up needing a cosigner for $200k but they only bumped it up that high because my parents had been banking there their whole life. It was a struggle. It's not as easy as if you were staying in Canada.
    Queen's University - BAH - Psychology 2011
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  9. #228
    mark84 is offline Newbie 510 points
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    Short Term Loan

    Hey Guys to
    Good News for Canadian students get secure loans for education and higher study coming of the current tough economic times, obtaining credit has not been as easy as but now it is possible.

  10. #229
    jmy84 is offline Newbie 510 points
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    Best Loan

    Good news for genius student now you get education loan for higher study in easy cradit is possible.

  11. #230
    lowdy is offline Newbie 510 points
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    any options for getting loan/line of credit without a co-signer for med school out of canada? im having a tough time getting someone as a cosigner for such a large amount.

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