Best loan option for Canadian students

[tpw2k]

hey guys, anyone use OSAP with saba?

I applied and I printed a program information form, question is where do I send this form to get filled out by the school. Do I send it to gardner or do I bring it with me to Saba to get filled out then send it....

Any input would be greatly appreciated.

[psychMajor]

do you have to pay interest on the money you take out with CanHelp??

i keep getting confilicting answers...

thanks..

[PearlT]

Originally Posted by tpw2k

hey guys, anyone use OSAP with saba?

I applied and I printed a program information form, question is where do I send this form to get filled out by the school. Do I send it to gardner or do I bring it with me to Saba to get filled out then send it....

Any input would be greatly appreciated.

Hey, send it to the Gardner office and they'll send it back directly to OSAP office

[CANeh]

http://www.valuemd.com/st-georges-un...tml#post638229

sorry to report but RBC will no longer give LOC without co-signer.

[maserati]

i know this has been answered before ... i just can't find the thread with the exact $$$.

Question: HOW MUCH AVG $$$ ALL TOGETHER PER YEAR ???

including food / living expenses / transportation ( from NA ) / rent / anything school related.


... sigh, depending on the figure, i might not be able to go to SABA afterall

[CANeh]

.....................

[maserati]

I went to RBC today to inquire about LOC. Initially, I was told that I need a cosigner for any non-canadian schools. I insisted on getting an application/estimate ... after the my banking credit history check etc. it turned out that I have a bank credit rating of A ( while most students have an average of E ... A B C D E ...etc ). And so she went ahead and put together and application, I'll know the result next week. She said that it looks very promising and that it "should" be ok.


SOOOO !!! THERE IS NO RULE THAT SAYS YOU HAVE TO HAVE A COSIGNER.

YOU CAN APPLY FOR RBC LOC WITHOUT A COSIGNER

TO INCREASE YOUR RATING = 1) be a RBC client 2) clean credit history

[maserati]

well ... guess i won't be going to SABA afterall ... got rejected by Royal Bank. The 2 loan specialists who helped me were extremely helpful and friendly and I could tell that they did their best - even with a perfect credit rating and having RBC as my only bank, just the fact of going overseas = need cosigner.


sigh

[huxald]

Originally Posted by maserati

well ... guess i won't be going to SABA afterall ... got rejected by Royal Bank. The 2 loan specialists who helped me were extremely helpful and friendly and I could tell that they did their best - even with a perfect credit rating and having RBC as my only bank, just the fact of going overseas = need cosigner.


sigh

what about canhelp + osap? still not enough?

[tpw2k]

canhelp + osap is more than enough, i don't know what maserati is on...i've already discussed this with him.

160KUS should be mroe than enough.