So was the OP playing too much streetfighter or something? Anyways....
Ryu the issue you have presented here is quite a silly one to be honest. Staying in the med school you are at (whether its Ross or another school) or transferring to a lower tier carib school is a dumb question. If you have sense, you stay at the school you are at. Its bad enough being a Ross student you dont want to be a kid that transfered to a lower tier school as its going to look silly and not very cute on your residency application. Since you are concerned about failing again and having a huge debt, the real question in your mind should be whether you should even continue this pursuit at all. I am not trying to put you or anyone else in your situation down, but this should be the question for you guys. First semester is the easiest semester and it will only get harder. So make sure you have the desire, interest and determination to continue on with this 4 year program where you will go through many struggles and headaches (no matter how good you are).
Ross Graduate- 2012
PGY1- Surgery Prelim