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  1. #1
    dimab85's Avatar
    dimab85 is offline Junior Member 517 points
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    Some Advice Needed

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    Thanks issue resoolved
    Last edited by dimab85; 11-11-2011 at 10:47 AM.

  2. #2
    cms
    cms is offline Member 514 points
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    You could stretch 26 to 3 semesters maybe (8 per is minimum). Might make scheduling a b**** but is theoretically possible. Avoids all your issues.

  3. #3
    dimab85's Avatar
    dimab85 is offline Junior Member 517 points
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    that means i have to pay 3 semesters worth of tuition. price of 8wks=16wks

  4. #4
    LinkMoto is offline Member 517 points
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    I was thinking of doing this as well, but I haven't gotten a solid response from my advisor if this was feasible when I asked a little while ago, it was just mentioned that the minimum was 8 weeks per semester at the very least. Like you mentioned, ending early and dealing with forbearance is a big concern especially since it'll be a while before July 1st. At least with stretching things out, it'll make it slightly easier.

    HOWEVER, one little advantage of ending early would be that you would be ECFMG certified when applying for the match, which might help with programs that only look at FMGs that have their ECFMG certification ready. Whether or not it's worth it is a good question...
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  5. #5
    dimab85's Avatar
    dimab85 is offline Junior Member 517 points
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    yea i still cant decide, what are the downsides of forbearance

  6. #6
    cms
    cms is offline Member 514 points
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    Quote Originally Posted by dimab85 View Post
    that means i have to pay 3 semesters worth of tuition. price of 8wks=16wks
    No. You pay 4.5 semesters of tuition regardless of how long it takes you to complete so stretching it out lets you borrow more. If you doubt me contact MEAS but I KNOW I am right.

  7. #7
    dreileen's Avatar
    dreileen is offline Member 515 points
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    Quote Originally Posted by cms View Post
    No. You pay 4.5 semesters of tuition regardless of how long it takes you to complete so stretching it out lets you borrow more. If you doubt me contact MEAS but I KNOW I am right.
    Although it may also seem counter intuitive to pay early, it does mean that you avoid tuition raises as well.

  8. #8
    RfisherMD is offline Senior Member
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    Quote Originally Posted by cms View Post
    No. You pay 4.5 semesters of tuition regardless of how long it takes you to complete so stretching it out lets you borrow more. If you doubt me contact MEAS but I KNOW I am right.
    So, after paying the 4.5 semesters do you get the entire loan amount as a refund or does AUC stop certifying loans for you?
    AUC c/o 2013

  9. #9
    cms
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    Quote Originally Posted by Rfisher View Post
    So, after paying the 4.5 semesters do you get the entire loan amount as a refund or does AUC stop certifying loans for you?
    Your loan is based on your costs so the loans after 4.5 are on a budget excluding tuition. This is subject to things like the med school caps on Stafford etc (which you will never hit unless you have pre-existing Stafford loans then it would be all Plus loans).

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