School Insurance

[ajijicdoc]

Does UAG have health insurance for its students? If so, can anyone offer any current info on it? We have insurance in the US that works down here in Mexico, but it is going away. We are not concerned about it, as health care here is inexpensive, but wanted to know if there were options through UAG.

Also, if doing clinicals in the US is an option, most places request you be covered by a US insurance company (not malpractice, but regular health). Anyone deal with this yet?

[Cheramie]

If you do rotations in the US and need US health insurance and you don't plan on having a full policy, you can find some really cheap plans just to say you have coverage. They cost around 40/month. You may even be able to get them cheaper.

[acgtacgtacgt]

Does UAG have health insurance for its students? If so, can anyone offer any current info on it? We have insurance in the US that works down here in Mexico, but it is going away. We are not concerned about it, as health care here is inexpensive, but wanted to know if there were options through UAG.

Also, if doing clinicals in the US is an option, most places request you be covered by a US insurance company (not malpractice, but regular health). Anyone deal with this yet?

It would take you about the same time to do an advanced search under my posts as it would be for me to drive to the campus and scan the policy coverage for you. Consider using the search feature... please :doh:

That said, I will tell you what I remember becuase I do not have the time (or the need) to search my posts for you.


The policy only covers you. It does not cover spouse, children, or pets.
It does not cover what it considers pre-existing conditions.
It does not cover prescriptions
It does not cover injury from illegal acts (it oddly even had a clause in there about not covering injuries from motorcycle racing).
It does not cover abortions (which are only legal in Mexico City) or birth control (medical or surgical).
It does not cover anything preganacy-related
The hospitals where you can go are listed as somehwere around 5. If I recall, you can go to others, but may have to pay 100% our of pocket until they reimburse you (hospitals here, while usually very cheap and affordable, usually require full payment before you can leave).
The plan basially only covers real, immediate problems and serious injury. This, however, is all that 99.9% of the students here need..
Cost is "free" to you, the student.

[LaTeeCatin]

Is health insurance required to attend this school? Also, I am under the impression that it is possible to pay cash for most services and prescriptions. Are regular medicines available or do I need to bring them with me?

[acgtacgtacgt]

Wow. What is with these people that can write, but do not read? In the previous message, I wrote that the insurance is covered (basically free to you) by the school. Why would you ask if you "need" insurance if you automatically will have it without paying extra for it? :doh:

Is health insurance required to attend this school? Also, I am under the impression that it is possible to pay cash for most services and prescriptions. Are regular medicines available or do I need to bring them with me?

[acgtacgtacgt]

Practice searching and reading. (Bottom of page). http://www.valuemd.com/uag-medical-student-manual/176980-programme-schedule-academic-resources.html

Is health insurance required to attend this school? Also, I am under the impression that it is possible to pay cash for most services and prescriptions. Are regular medicines available or do I need to bring them with me?

[LaTeeCatin]

[quote=acgtacgtacgt;1169834]Practice searching and reading. ]

Well actually, if searches on this forum were that successful I wouldn't even have an account. I am not a fan of forums because manners don't seem to be required. With that said, my original question did not reflect what I was searching for in this case. I am talking about health insurance for my husband not myself, and referring to mexico's requirements. Also my second question is important to me and I have not found a sure answer yet. What are the differences between how prescriptions are dispensed in the US and Mexico? I have a minor but important med that I require (thyroxine) and I'm trying to figure out if I need to bring a supply with me or if it can be purchased locally. Thanks in advance.

[Karplus]

There is a reason why your application does not require medical insurance but does require 3 months of bank statements.

Money is king here and everyone knows it.

It will happen a lot that people assume that you know things that you couldn't. Like you are just as likely to get sick from a $20 steakhouse steak as a $2 street taco. And, on alternating days the salmonella moves from the steakhouse to the rusty street buggy. (never could get it straight whether street tacos were odd days or even days)

Same with parking on the wrong side of the road. I mean even days and odd days.

It defies logic and common sense so they assume that you know it.

[acgtacgtacgt]

I have no idea what I would do if manners were required. :mrgreen:

You are not required to have insurance on anyone. However, if major treatment is given, some hospitals will not permit the patient to leave without paying. Overall, most anything medically-related is very cheap here.

Unless the item is extremely dangerous or addictive, it can be obtained without any problem. Amphetamines and opiates are examples of what you cannot get (except tramadol). Your thyroid medication is available here with no problem. You can even get your TSH checked directly from labs for less than $10usd.

IF you need any med, bring it with you. You will never have a problem bringing meds with you, but they cannot be mailed to here (Mexican customs detail). There is almost no med that you would need to send here from the USA.



[quote=acgtacgtacgt;1169834]Practice searching and reading. ]

Well actually, if searches on this forum were that successful I wouldn't even have an account. I am not a fan of forums because manners don't seem to be required. With that said, my original question did not reflect what I was searching for in this case. I am talking about health insurance for my husband not myself, and referring to mexico's requirements. Also my second question is important to me and I have not found a sure answer yet. What are the differences between how prescriptions are dispensed in the US and Mexico? I have a minor but important med that I require (thyroxine) and I'm trying to figure out if I need to bring a supply with me or if it can be purchased locally. Thanks in advance.

[LaTeeCatin]

There is a reason why your application does not require medical insurance but does require 3 months of bank statements.

Money is king here and everyone knows it.

It will happen a lot that people assume that you know things that you couldn't. Like you are just as likely to get sick from a $20 steakhouse steak as a $2 street taco. And, on alternating days the salmonella moves from the steakhouse to the rusty street buggy. (never could get it straight whether street tacos were odd days or even days)

Same with parking on the wrong side of the road. I mean even days and odd days.

It defies logic and common sense so they assume that you know it.

Meaning they don't accept starving students with access to student loans?

[Karplus]

Starving students with access to student loans are fine. You just had to have put some of that student loan money into a bank account while you were an undergrad.