non loan students

[Talvez]

Hello ,this is to students who pay from their own money how do you go about it,where do you get the statement of fees ? how do you pay ,using your own cheque ? travellers cheque ? ideas please?

I don't have a bank account in the states so that's a problem ,I was thinking of opening an account in saba and buying the cheques from the local bank ,is that a good idea?

[Stiches]

Well, the first semester is out of your own pocket anyway, because the loan doesn't come in until after school starts. The school accepts cheques from American bank accounts. If you can't get one, such as I, the Canadian, then send them a money order. I find it safer to send it via registered mail so that someone on the other side will have to sign for it once it's been received. Also, call gardner or email them to make sure they received it, because if a $7000 money gets lost in the mail, you might want to let your bank know that.

Hope this helps.

Anyone else have thoughts on this?

[dish]

I think opening a bank account on Saba is a smart idea because you are going to need money on the island, and its going to be easier to be be able to access it right then. Plus, it is probably safer to keep larger amounts of cash in a bank than in your res/apartment.

gool luck
dish

[docsmile]

If you are planning on opening a bank account on Saba you are required to have a reference letter from your current bank stating that you are in good standing with them.

Hope this helps,

Doc :D

[ResearchingGuy]

Here's a few ideas. I am here on loans, but the personal pay students I have spoken with say the school requires a check drawn on a US bank (I think a US dollar account in a Canadian bank would be okay, but you should check with Deb in Gardner to be sure).

It is pretty easy to open an account here. It's been my experience that you don't really need a letter of reference if you have a working ATM card from a bank at home to prove you have an account. If you do have an account at home (US or Canada) and a Debit or ATM or Credit card you can withdraw money from either of the banks here without having an account on Saba. Just don't do it right at the end of the month when there's always a bank run and they sometimes run out of money.

Most people don't carry a lot of money on them (mostly because there's no need to), but I personally believe the island is safe enough that you shouldn't have to worry too much about being robbed or burglarized. Just use common sense and you will be fine.

Best of Luck!

[Talvez]

thank you guys ,you've been helpful.

[SKL]

We are at MUA, but I suppose it is the same. We have a US$ a/c with Royal Bank, and Gardner does accept our cheq. Each semester, when the tuition is due, we just give a cheque to our admin. office in Nevis here. And it has been fine.