Hey Everyone,

I was just wondering which lender would be the best to pick.

Is there any way to get a lower interest rate?

Regards

Ao

You have to do research what fits your needs best. Two biggest ones are sallie mae and citibank

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IM[x]
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Life is like a box of chocolates, keep your nose away from my box

I did a lot of research and, there really isn't much difference b/t the 2. I ended up going with Sallie Mae, b/c they were the largest and seemed to have a good rep. I actually would recommend Citibank, as they just recently started offering some payback incentives (came out after I applied). Look at their website.

Either one will get you what you need, we're gonna be in a lot of debt...

Is it necessary to co-sign the PLUS loan with a parent?

It's not necessary. Depends on your credit.

In the end you owe a %@#(# load of money to some #@$#@ company. It doesn't make all that much difference.

Well said...

I choose Bank of America because I'm a checking customer and they offer a .25% reduction... which most banks offer for their customers....

I went with Wachovia, since they are offering a Grad Plus reduction to 7.9% that starts at disbursement. All the others' reductions seem to start when when you enter repayment. Since there is a caveat that the incentives can be discontinued whenever the lender feels like it, there's probably an excellent chance that us folk just about to start will never see these lower rates.

bank of america has the sweet 0.25% interest reduction....but they dont offer private loans at this time, that blows.

citibank it is.