I think that I would rather go to a school that really has a building and not one where the landlord has locked the medical school tennent for not paying rent. Some faculty teaching courses and structure would be nice too. The beach and self study are not really an option in an MD program. I have received several sympathetic private messages from other students with a similar experience at MUA-B and will contact the fraud department at TERI if my tuition is no returned. If a school has a refund policy then it must abide by it or lose its loans.