I disagree with Chessman only because I was like #3 the first time to get this loan and wa approved without a Cosigner with a 720 score, now cause of debt load I'm at 680 and was approved by myself again but because of the cosigner rule I still have to have one, 800 is really high since less than 1% of the country has such a score :$

Cooldreams is there any friends or any body? Any relatives? It will be your loan. Call the school and talk to Erma.