just got off the phone with my attorney who actually practices law and doesn't "just know someone" here is what he said paraphrasing of course:

"he is full of [explative explative explative] even before 1998 you had to repay 7 years of your student loans before going to court to demonstrate an undue burden, since 1998 you still had to pay 7 years of your loans and then go to court to demonstrate that the amount of money and time that the bank spent collecting was more than the amount of the loan. currently you still have to pay 7 years of your loans back and now have to demonstrate an extreme financial burden as well as be a certain amount under the poverty line in your area. if you have an extreme financial burden but are not under the poverty line they are not discharable and must file chapter 13 payment plan"

i think even the worse physician can make over $12,000 per year. sorry

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AUC M.D. Class of 06'
OBGYN PGY-1.5

I hate Internal Medicine more than fascia