This is good news because it would enhance the number of intake per entering class. But there is still need for SJSM to have other alternative loan programs for its students. The Keybank issue should serve as a learning lesson.

Therefore to avoid being boxed into a corner, more loan programs should be looked into in no distant period.

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Keep the faith no matter what the turbulence may seem like. Tough times do not last but tough people do and have every reason to laugh at last.