Fixing credit in some cases is very easy.

If your credit is low due to excessive inquiries, high utility, or late payments, you can very easily restore it to perfection yourself with a few phone calls and online corrections.

If it's low due to bankruptcy, foreclosure, repo, judgement, chargeoff, collection etc., not you nor anyone can fix it until the requisite 7 or ten yrs has passed.

i became an expert on all this stuff in order to qualify for medachiever. i don't like health express as much for a number of reasons.